Banking APIs in action: from steering through a crisis to managing cash at scale
Jacob Koch is an experienced group treasurer who has implemented FinanceKey at two different companies – steering treasury through very different challenges at each. In this talk from Treasury 360° Nordic, Jacob joins FinanceKey’s Veikko Koski to discuss what real-time, API-led cash visibility looks like in practice: from managing 400-plus bank accounts across a complex multi-entity structure, to overseeing treasury at a multinational with €2.4 billion in revenue and 90-plus banks across 60-plus countries.
Key takeaways
- Real-time cash visibility is achievable fast – even across a large, fragmented banking estate
- Acquisition-driven growth creates compounding treasury complexity that end-of-day reporting cannot solve
- Standardised, consolidated data enables treasury to challenge cash buffer requests and avoid unnecessary borrowing
- Not everything is within a treasurer’s control – but having the right tools and real-time information is what gives treasury the clarity and resilience to keep delivering when it matters most
- AI-assisted analysis becomes possible once all transaction data sits in one normalised source of truth.
“We have everything visible at the same time – we can look at why our countries are holding the cash they’re holding and have educated discussions about it.”
Jacob Koch
Group Treasurer at Scan Global Logistics
20/05/2026
